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About Home Loan Transfer

While taking a home loan transfer, you must compare and check home loan offers at iservefinancial.com as it brings all the leading banks to your desktop or mobile phone. You can shop around here in the same way you purchase merchandise on e-commerce sites.


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How do I get the best deal for a home loan balance transfer in India?

While taking a home loan transfer, you must compare and check home loan offers at iservefinancial.com as it brings all the leading banks to your desktop or mobile phone. You can shop around here in the same way you purchase merchandise on e-commerce sites.
  • Compare Brands - banking and finance companies
  • Check price - Rate of interest on home loan
  • Check one-time cost - Processing fees
  • Check Discounts- gift vouchers and cash back offers
  • And much more
Once you shortlist the product (home loan offer) apply online, we will be happy to meet you at your doorstep to assist you to complete the borrowing process. Shopping around for a home loan will help you to get the best financing deals in the marketplace. Shopping, comparing, enquiring, seeking clarifications, negotiating may help you save thousands or maybe even lakhs of rupees from your home loan. At the end of the day, every rupee saved is every rupee earned.

What Should I check before finalising a home loan balance transfer offer?

Home loan deals in India.
In India, home loans or housing finance is available from mainly two types of lenders:
  1. Commercial Banks
  2. Housing Finance Companies (HFCs)
Different home loan lenders may quote a different rate of interest and provide terms and conditions based on your income, repayment capacity CIBIL score and other factors.

Considering the above factors, you must compare home loan rates offered by different lenders to make sure you are getting the best rate of interest on your home loan. We at www.iservefinancial.com enable you to compare home loan deals from all the leading banks of India on a single platform.

While finalising a bank or home loan lender, consider the following factors:
  • How much down payment you are required to pay
  • Find out all the cost involved in the loan (processing fees, administrative charges, etc.)
  • Pre-payment charges on the loan
  • Foreclosure charges on the loan
  • Home Loan amount for which you are eligible
  • Tenure of loan for which you are eligible
  • Options of fixed or floating rate of interest
We at iservefinancial.com get you complete information with reference to your loan requirements and enable you to make a well-informed decision while taking a home loan transfer.

Lowest Rate Home Loan Transfer

In India, home loans or housing finance is available from mainly two types of lenders:
  • Before applying/taking finance for your proposed residential property transfer, you must compare the rate of interest available from the different banks and NBFCs online on a neutral platform like iservefinancial.com (which provides an unbiased comparison for your requirement) to find out the lowest rate available in the marketplace..
  • Different Banks may offer you different rate for a home loan transfer. This will be based on your overall profile (the type of employment, annual/monthly income, type of property you are purchasing, CIBIL score, etc.). It also depends on the Bank/ NBFC’s cost of funds, lending rate, the operational cost of bank etc. (MCLR). If one lender’s cost of fund is higher than the other lender’s cost, then the particular bank may offer you a higher rate than the other, which you may not be aware of. Here iservefinancial.com assists you to compare home loan offers from 50+ lenders in a single platform. We enable you to find the lowest or best rate of interest.
  • In short, iservefinancial.com brings all the leading lenders at a single platform to help you cherry pick the lowest rate home loan.
Balance Transfer Home Loan - This type of home loan helps you to pay off an existing home loan by availing another loan from a different mortgage lender.
  • Balance Transfer Home Loan with Top Up - This type of home loan is provided by banks to transfer the home loan balance, which may be used for extension of your residential property and some other uses.
    • Balance transfer home Loan from ICICI Bank
    • Balance Transfer Home Loan from HDFC
    • Balance Transfer Home Loan from Yes Bank
    • Balance Transfer Home Loan from Standard Chartered Bank
    • Balance Transfer Home Loan from Axis Bank
    • Balance Transfer Home Loan from Citibank
    • Balance Transfer Home Loan from Kotak Mahindra Bank
    • Balance Transfer Home Loan from HSBC Bank
    • Balance Transfer Home Loan from DBS Bank
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